Free to start — no credit card needed

One budget forevery currencyyou earn in.

Set your income, track your spending, and get AI insights — no bank connection required.

How MoniePlan works for you

Enter your income

Monthly salary, freelance pay, side income — whatever comes in. MoniePlan uses this as the foundation for everything.

2

Start tracking

Log expenses as you go. Watch your categories fill up in real time. Get alerts before you overspend. That's it.

3

AI Spending Insights

Your AI analyst reviews every month: "You spent 40% more on food than last month — here's where it spiked." Real numbers, real patterns, tailored to your budget.

4

Spot trends before they become problems

Get alerts like "Transport is 20% over budget 2 months in a row" and wins like "You saved ₦15,000 more than last month." Actionable, not generic.

Enter your income
Nigerian Naira
$US Dollar
Euro
£British Pound
KESKenyan Shilling
GHSGhanaian Cedi
ZARSouth African Rand
¥Japanese Yen
Indian Rupee
CADCanadian Dollar
Nigerian Naira
$US Dollar
Euro
£British Pound
KESKenyan Shilling
GHSGhanaian Cedi
ZARSouth African Rand
¥Japanese Yen
Indian Rupee
CADCanadian Dollar

Stop planning to budget.
Start budgeting.

Your personalized budget in under 5 minutes. Free forever, no credit card needed.